Life Insurance

 

Life Insurance

HealthPlan Services offers a selection of individual, employer-funded and voluntary life insurance plans to help your clients find affordable financial security. Life insurance is the foundation of a strong benefits package that can give your clients a financial safety net in their time of need. Let our knowledgeable and licensed sales consultants create the ideal proposal to help you meet your clients’ coverage needs.

Plans:

  • Group Term Life Insurance Coverage
  • Group Whole Life
  • Group Supplemental Life Insurance Coverage
  • Group Supplemental AD&D Insurance
  • Group Accident (2+ groups)
  • Individual Accident

Benefits:

  • Group Term Life Benefits up to $200,000 or 5x annual salary for groups 2-9 and up to $500,000 or 5x annual salary for groups 10-499
  • Group Universal Life – guaranteed to build cash value at 4% annually
  • Guarantee issue provisions
  • Accelerated death benefit for terminal illness
  • Accelerated death benefit for long-term care rider
  • Conversion privileges
  • Spouse, domestic partner, and child coverage
  • Up to $300,000 Supplemental Life Insurance and up to $100,000 Supplemental AD&D insurance

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